Welcome To
Protected Retirement Savings
We are a Financial Services firm based out of Chicago, IL, whose primary focus is Retirement. We educate retirees and pre-retirees about the importance of proper retirement financial planning. It’s never too late to improve your financial situation or enhance your financial goals. You’ve worked hard for your money – now it’s time to enjoy life and let your money work for you!
Israel Pinto shares his knowledge and years of experience with each of his clients. Through financial education, he helps people make excellent financial decisions.
Protected Retirement Savings
Meet Our Team
Israel Pinto
Retirement Income Specialist
Since 2001, we’ve been helping individuals and business owners safeguard their retirement nest egg. We are a team dedicated to preserving as much of your retirement nest egg as possible.
We are passionate about helping both companies and individuals with diversifying portfolios, managing assets, analyzing market trends, and reducing financial risk. My goal? To safeguard the dreams you strive to achieve and the assets you have worked so hard to accumulate. We use proven strategies designed to meet your risk tolerance and hedge against market volatility.
Learn More About
Our Financial Solutions
Retirement Income
Retirement Income
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Wealth Preservation
Wealth Preservation
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Financial Protection
Financial Protection
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Long-Term Care
Long-Term Care
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Wealth Transfer
Wealth Transfer
LEARN MORERegister For
Our Educational Events
UPCOMING EVENTS
Events in September–October 2026
October 1, 2026
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October 1, 2026Location:
Mount Prospect Park District – RecPlex
420 W. Dempster St.
Mt. Prospect, IL 60056Details:
One of the most important decisions you need to make before you retire is when and how to claim Social Security benefits. About half of retirees apply for Social Security as soon as they become eligible at age 62, but by doing so, they may significantly and permanently impact their income and benefits for the rest of their lives. The difference between the best and worst possible decision of when to start Social Security can be well over $100,000!
Learn important rules that affect the amount of retirement benefits you collect, as well as strategies for coordinating Social Security with other sources of retirement income!
- When your benefits may begin and how the age at which you apply will affect the amount you receive.
- How to maximize Social Security benefits and how to minimize taxes on them.
- Strategies to consider before deciding to apply for benefits.
- What to do if you have other income from pensions or IRAs.
- What is the future of Social Security and what does it mean to you?
- When it makes sense to delay benefits - and when it does not.
- How the wrong Social Security decision can cost you money.
- How your current employment will affect benefits.
- How two little-known strategies could increase your family income and survivor benefits.
- Can you fix your Social Security election if you made a mistake?
- How cost-of-living adjustments (COLAs) impact benefits.
- Learn how all of your assets fit together with Social Security to fund your quality of life in retirement.
REGISTER HERE
October 6, 2026
–
October 6, 2026Location:
Mount Prospect Park District – RecPlex
420 W. Dempster St.
Mt. Prospect, IL 60056Details:
One of the most important decisions you need to make before you retire is when and how to claim Social Security benefits. About half of retirees apply for Social Security as soon as they become eligible at age 62, but by doing so, they may significantly and permanently impact their income and benefits for the rest of their lives. The difference between the best and worst possible decision of when to start Social Security can be well over $100,000!
Learn important rules that affect the amount of retirement benefits you collect, as well as strategies for coordinating Social Security with other sources of retirement income!
- When your benefits may begin and how the age at which you apply will affect the amount you receive.
- How to maximize Social Security benefits and how to minimize taxes on them.
- Strategies to consider before deciding to apply for benefits.
- What to do if you have other income from pensions or IRAs.
- What is the future of Social Security and what does it mean to you?
- When it makes sense to delay benefits - and when it does not.
- How the wrong Social Security decision can cost you money.
- How your current employment will affect benefits.
- How two little-known strategies could increase your family income and survivor benefits.
- Can you fix your Social Security election if you made a mistake?
- How cost-of-living adjustments (COLAs) impact benefits.
- Learn how all of your assets fit together with Social Security to fund your quality of life in retirement.
REGISTER HERE
Download Our Guides
Important Birthdays Over 50
What to Know and How to Prepare for These Important Milestones
Retirement comes with a timeline, and missing key milestones could mean missed benefits or surprise penalties. This guide walks you through important birthdays after 50, from catch-up contributions to Medicare and RMDs, so you can do more to stay ahead and make the most of opportunities. Retirement should be celebrating these birthdays, not regretting them.
The Social Security Guide
Optimizing Social Security In Today’s World
Claiming Social Security at the wrong time could cost you tens of thousands over your retirement—and you may not even realize it. This guide shows how the right strategy can unlock more income, more security, and greater confidence in your financial future. Make sure you get what you’ve earned!
Tax Planning Guide
Work to Reduce Your Taxes In This Year and The Future
Most retirees don’t realize how much in unnecessary taxes they could be paying—until it’s too late. This guide reveals how smart tax strategies can help you keep more of your retirement income and help prevent taxation from affecting your financial foundation.
Our Media
Browse Our Blog
Addressing Longevity Risk: Planning for a Retirement That Lasts
When you picture your retirement, what do you see? Perhaps it’s a cross-country road trip, dedicating time to a long-neglected hobby, or finally spending uninterrupted weeks with family. For decades, the financial focus leading up to these years has primarily been on accumulation. One of the biggest concerns for retirees today is running out of money, so we often focus on how much we can and [...]
College Tuition or Retirement Confidence? How About Both?
You’ve worked hard to build a stable life for your family, and as your child nears high school graduation, it’s [...]
Healthcare Planning May Be the Missing Piece of Your Retirement Strategy
When envisioning retirement, most people picture travel, spending time with family, or pursuing long-dormant hobbies. Rarely does anyone dream about [...]
Pros and Cons of Keeping Your Assets in Your Retirement Accounts
As you get closer to retirement, you may start to wonder what you should be doing with the assets you’ve [...]
